Product Disclosure Statements

Encompass Protection & Protect Super Plan

Our Product Disclosure Statements (PDS) explain what you need to know about the benefits, features, options, risks and costs associated with an Encompass Protection policy. 

If you have purchased, or plan to purchase, life insurance using Protect Super Plan, it’s important to read the Protect Super Plan for Encompass Protection PDS as well.

If you’re a registered Encompass Protection adviser, you can also order hard copies of our current PDSs. Just click on the ‘Order Online’ button and follow the instructions on the screen. Your requested documents will be at your doorstep shortly!

Encompass Protection PDS and Policy Document

This is our current Encompass Protection Product Disclosure Statement. It applies to all Encompass Protection policies with an application date on or after 16 February 2024.

Protect Super Plan for Encompass Protection PDS

This is our current Protect Super Plan Product Disclosure Statement for Encompass Protection policies held within super. This PDS applies to policies with an application date on or after 28 October 2022.

Encompass Protection previous PDS versions

Encompass Protection PDS and Policy Document – 6 July 2023

For Encompass Protection plans with an application date between 6 July 2023 - 15 February 2024.

Encompass Protection PDS and Policy Document – 28 October 2022

For Encompass Protection plans with an application date between 28 October 2022 - 5 July 2023.

Encompass Protection PDS & Policy Document – 28 April 2022

For Encompass Protection plans with an application date between 28 April 2022 - 27 October 2022.

Protect Super previous PDS versions

Protect Super Plan for Encompass Protection PDS – 28 April 2022

Applies to all plans with an application date between 28 April 2022 - 27 October 2022.